Test 1 – The gross annual income, when the application is submitted, must be higher than the financial requirement that applies (e.g. Combining salaried or non-salaried employment from 6 months’ employment under Category A. Jack wants to combine employment income from two different employers. #1 You must first determine whether the employment income is salaried or non-salaried. The last spouse visa application I sent on behalf of a client — late … We discuss this in detail in our Partner & Spouse visa Coronavirus (COVID-19) update article. We will now discuss the next spouse visa UK requirement in 2020 – the relationship requirement. [UK Visa Financial Requirements Guide], Maternity Pay, Paternity, Adoption & Sick Pay [2020 UK Visa Guidance], Specified Limited Company Guidance [Sole Directors, Owners and Employees], What is an Accountant’s Certificate of Confirmation? What financial documents do you need to submit for your UK spouse visa? It states that you must provide evidence to show that there will be adequate accommodation for all persons living in the same household – even if not included in the application – without recourse to public funds. Situation 1 – Where it is unreasonable to expect a child to leave the UK. The level of maintenance income required is calculated using the following formula : The reason for this is that the Immigration Rules require sufficient income to be available for the entire family unit to be maintained without recourse to public funds. Sponsorship Undertaking (SU07 Form) Guidance in 2020, Partner & Spouse visa Coronavirus (COVID-19) update, S-EC.1.1 of Appendix FM of the Immigration Rules, S-EC.2.1 of Appendix FM of the Immigration Rules, S-LTR.1.1 of Appendix FM of the Immigration Rules, spouse visa UK financial requirement in 2020, Cash Savings Guidance for 16000 – 62500+ Spouse & UK Partner visas in 2020, Adequate Maintenance Guidance for UK visas [2020 requirements], E-ECP.3.4. The two situations can be quite tough to meet and there is a lot of law regarding who can qualify under the paragraph EX.1. May: £1,500 Their options will be to either wait, until the financial requirements can be met or to rely on paragraphs EX.1 or Gen 3.1. Total: £10,200. The reasons for this can be found under “Section E-LTRP: Eligibility for limited leave to remain as a partner – Immigration status requirements” in Appendix FM of the Immigration Rules. Salary received on May 1st: £2000 (gross) Category F‘s gross annual income is based on the last full financial year (as stated in the most recent April 6 – April 5 personal tax year). Peter is employed by a limited company that is owned by a family member (his dad). Get a family visa for the UK, live with your spouse or relative - eligibility, proof, renewing, financial and English language requirements. Susie has been self-employed as a sole trader in the UK also for 3 years (Category F). #3 Forward the above to your accountant and ask them what the figure is. The amount of pension income that Jacob can use towards the financial requirement will therefore be £40,000. Salary received on April 1st: £2000 (gross) There are two main requirements that must be met in order to count this, being: i) The property must be owned by you, your partner or in both of your names jointly. Since the feedback from our customers has been so overwhelmingly positive, we are so confident that our application pack will help you successfully process your own spouse visa that we offer a 100% money back guarantee. [STEP-BY-STEP]. #2 If the employed partner has been employed with the current employer for fewer than 6 months at the time the UK spouse visa Home Office fee is paid, then you only have the option of applying under Category B. The Spouse Visa extension is designed for non-EEA residents who have been living in the UK under a Spouse Visa. For In-Country applications, however, the accommodation requirement need not be met if paragraph EX.1. Asma (the ‘applicant’) is applying for a spouse visa outside the UK. Tom wants to submit a UK spouse visa application on 1st February 2020. iii) Whether the sponsor receives a permitted benefit. Spouse UK Visa Requirements? The requirement can only be met through the sources of income and funding specified in the Immigration Rules. For more information about the adequate maintenance requirement, check out our adequate maintenance guidance for 2020 article. Migrate is an OISC regulated immigration law firm that specialises in helping partners with their UK visa applications. The spouse visa requirements have to be met on the ‘date of application’. What does matter, however, is that the pension has became a source of income at least 28 days before the date of the application. “What if I do not meet the financial requirement when I submit the spouse visa UK application?”. As we discuss in detail here, if shares in the employing company are not held (either directly or indirectly) by you, your partner or by family members of you and your partner, the answer is no. When combining Category B with cash savings under Category D, cash savings can only affect part 1 of the test. Similarly to Appendix FM 1.7, the English used is relatively understandable and must be read for those who receive a permitted benefit. To avoid making this article three million words long, this is discussed this in our article “Cash Savings Guidance for 16000 – 62500+ Spouse & UK Partner visas in 2020“. Where the UK partner lives outside of the UK and is returning to the UK with the applicant if the application is successful, they will generally be treated as being ‘present’ in the UK. If you apply for a UK spouse visa from outside the UK to join your partner you will have to pay a fee of £1,464. (iii) Applicants who have exceptional circumstances which prevent them from being able to meet the requirement prior to entry to the UK. In order to calculate the ‘annualised average’ for non-salaried employment, the following steps must be followed: The figure that you reach after following these three steps will be the ‘annualised average‘. exception earlier in this article here. Because of this, we will only briefly touch on it here. The definition of a specified limited company is found in paragraph 9(a) of Appendix FM-SE as one in which: i) the person is either a director or employee of the company, or both, or of another company within the same group; and, ii) shares are held (directly or indirectly) by the person, their partner or the following family members of the person or their partner: parent, grandparent, child, stepchild, grandchild, brother, sister, uncle, aunt, nephew, niece or first cousin; and. Therefore, including cash savings towards the financial requirement can reduce the required gross annual income that is required when the application is submitted. The Spouse Visa UK requirements in 2018 include a strict financial threshold, accommodation expectations and passing the genuine relationship test. Remember the date of application is the date that the spouse visa UK online application form is completed and the Home Office fees are paid. Other than Edward’s sister, there is only one other shareholder in the company. Jack has been employed for longer than 6 months with one employer and fewer than 6 months with his other employer. The following are the spouse (partner) visa financial requirements that must be met for both in-Country and out-of country spouse (partner) visa applications: #1 You must provide supporting evidence in the requested format that shows your application meets or exceeds the minimum gross annual income. August 2018: £1,000 “What if my visa expires whilst I am waiting for the Home Office to make their decision?”. Unfortunately, if you do not meet all of the requirements, it is likely that your application will be refused. We provided an overview of this here, under the sub-heading ‘Category A (Income from a non-specified limited company). If you have cash savings of more than £16,000 but less than £62,500, then this can be used to reduce the financial requirement that applies to you. In the UK, the standard self-assessment tax return period is 6 April of one year to 5 April of the next year. £10,000 divided by the 4 (the number of months she has been employed) = £2,500. If the application is being made from inside the UK, the financial requirement will not need to be met if a paragraph EX.1. #2 Note that the gross annual income from self-employment should NOT include any deductible allowances, expenses or liabilities that may be applied to the gross taxable profits to establish your final tax liability. If you or your UK partner have cash savings of more than £62,500, then this can meet the financial requirement alone, depending on whether the £18,600 requirement (or higher) applies to you. For Out-of-Country spouse (partner) visa applications, the accommodation requirement must be met or the visa application will most likely be refused. After that time they can then apply to stay for a further 2 and a half years if they continue to meet the requirements. Steve’s limited company’s company tax year is 2 February – 1 February. Available maintenance funds equivalent to a minimum gross annual income of £18,600 are required. You must take your child to an approved clinic and complete a health questionnaire. Why is it important to know what category our income falls under? In such a case, the relevant Category for you is Category F or Category G. Family members here include: parents, grandparents, children, stepchildren, grandchildren, brothers, sisters, uncles, aunts, nephews, nieces and first cousins. With a spouse or partner visa you can work in the UK without restrictions. If your partner is a citizen of the EU, EEA or Switzerland If your partner arrives in the UK by 31 December 2020, they will not need a visa to enter the UK. exception (discussed in this article here) does not apply to out-of-country applications. So the date of application for your FLR(M) application must be before the expiration of your current UK visa. #2 You did not mention relevant and important information in your FLR(M) visa application. Do you need to earn a £18,600? If you do not have an accountant, make sure you get one, as it is a requirement for the visa application. The vast majority of spouse (partner) visa applications from inside the UK will not need to take a Tuberculosis (TB) test. If the UK property is also owned by a third party (e.g. of Appendix FM, FLR(M) and spouse visa extension fees and costs in 2020, Unmarried Partner Visa UK Guide for 2020 [STEP-BY-STEP], UK Spouse visa & Coronavirus (COVID-19) DECEMBER update. What are the Spouse Visa UK Financial Requirements in 2020? If you are a non-EEA national partner, fiancé(e) or proposed civil partner of a UK resident, you will need to apply for a spouse visa to live with your future spouse or civil partner in the UK.. We discuss this in detail in our Partner & Spouse visa Coronavirus (COVID-19) update article. The hours that are required of the employee to work may also vary from week-to-week. Category A (Employment income from a non-specified limited company). [UK Visa Financial Requirements Guide], Maternity Pay, Paternity, Adoption & Sick Pay [2020 UK Visa Guidance], Specified Limited Company Guidance [Sole Directors, Owners and Employees], What is an Accountant’s Certificate of Confirmation? As long as you submit a valid FLR (M) application and the date of application falls before the expiration of your current visa, you will be legally allowed to stay in the UK under the same conditions as your most recently issued visa until the date your FLR (M) application is decided or withdrawn. This is because the limited company may be a specified limited company (as discussed here). This means that, unless falling under certain exempt categories, applicants must meet the minimum income requirements to gain spouse visa approval. Inadequate valid evidence of marriage or civil partnership. The spouse (partner) visa accommodation requirement for both Out-of-Country and In-country applications can be found at E-ECP.3.4. What matters is that the requirements are met when you pay the fees on the online application. The spouse visa UK financial requirement in 2020 is something that many partners underestimate as: For a more detailed account of the financial requirement, please read our financial requirement article here. [for UK Partner Visas in 2020]. Adequate accommodation constitutes accommodation which is not overcrowded and complies with public health regulations. #2 Add up the gross income that you have received from employment in the 6 months before you submit the application. Appendix FM-SE is the most important source of information, as this is part of the Immigration Rules. iii) any remaining shares are held (directly or indirectly) by fewer than five other persons. Since John received £16,000, which is less than the financial requirement that applied to him (£18,600), he does not meet the financial requirement. This is because you will need an accountant’s certificate of confirmation. A British national in receipt of PIP may sponsor their non-EEA partner’s application for a spouse visa. The relevant financial year for Jeff would therefore be 2 February 2019 – 1 February 2020. We will now discuss 7 sources of income that can be used to meet the financial requirement. Section 3C extensions are relevant for those applying to extend their current UK visa. Failure to meet one or more of the requirements can have serious consequences including: The visa application form will highlight some of the key requirements, but not all of them. If, however, the UK partner (a.k.a the “sponsor”) is employed overseas and is returning with the applicant to the UK, the sponsor will need a job offer in the UK that also exceeds the minimum income threshold of £18,600 (or higher, if dependant children are applying). The general rule is that the spouse visa requirements must be met at the “by date of application”. For married partners, the relationship requirement is easier to demonstrate as the focus is primarily on evidencing that the relationship is genuine and subsisting. Section 3C extensions of the Immigration Act 1971 are only relevant to those who are applying from inside the UK. The test for TB generally takes the form of a chest X ray. Category A/B). Because your gross annual income from self-employment will be the gross taxable profits from your share of the business during the ‘last full financial year’. This service also includes general email support, too. As stated in Paragraph A1 of Appendix FM-SE, the spouse visa UK financial requirements in 2020 are that: Let’s now talk about these, in an easy-to-understand way. Financial requirement of the UK Spouse Visa A minimum income threshold of £18,600 is required to sponsor the settlement of the spouse, partner, fiancé or proposed civil partner. If your employment income is from a specified limited company, the relevant categories are Category F and Category G. “Is my employer a specified limited company?”. Want the latest COVID-19 updates as they relate to UK partner visas? Anne’s gross annual income from non-salaried employment is therefore £20,400. To join your spouse in the UK under the Spouse Visa, you will first need to prove you meet the financial requirement. Financial Dispute on Divorce ... Immigration solicitors say that on the 1 October 2020 the immigration health surcharge will increase by £124 per visa applicant per year. Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme; Mobility Supplement or War Disablement Pension under the War Pensions Scheme; and, Dividend income or other income from investments, stocks and shares, bonds or trust funds (, Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme, Mobility Supplement or War Disablement Pension under the War Pensions Scheme, Multiply the amount as stated in the payslip by, Income from being a director or employee of a ‘, Income from being a director or employee of a ‘specified limited company’ under, Non-employment income sources (e.g. Category G (Employment and dividend income from a specified limited company). If you are currently in the UK on a spouse (partner) visa and wish to submit an FLR (M) application for further leave to remain, the date of application should not be more than 28 days before your current spouse (partner) visa expires. #7 You left or were removed from the UK as a condition of a caution issued in accordance with section 22 of the Criminal Justice Act 2003 in the 5 year prior to the spouse visa’s date of decision. In the Immigration Rules, there are several sources of income that are grouped under the label of ‘non-employment income’. The majority of applications will need to evidence a gross annual income of £18,600. Her husband, Mohammed, has been employed in the UK for fewer than 6 months. The spouse visa UK financial requirement causes much more difficulties for partners than the relationship requirement. Where Appendix FM-SE tells you one thing whilst Appendix FM 1.7 tells you another, it is Appendix FM-SE that should be followed. However, the effect of a Section 3C extension is that as long as you: … you are legally entitled to remain in the UK under the conditions of your existing visa while your application to remain is being decided, or until your application is withdrawn. July: £1,700 What are the Spouse Visa UK Financial Requirements in 2020? “If I am applying from inside the UK, when shall I submit the application?”. One of the trickiest parts of applying for a UK visa as a spouse or partner are the financial requirements. What income do you want to include towards the financial requirement? On the other hand, we offer a unique DIY Application Pack service where we will provide you with a tailored set of: As part of this service, we also offer general email support. Your ‘annualised average’ for non-salaried employment must be higher than the financial requirement that applies (normally £18,600). exception does not apply to applications that are made from outside the UK. You can apply for this visa if you are married to a British citizen or a person who has a right to live and work or settlement status in the UK (i.e. Unfortunately, once in the UK, your wife would not be entitled to claim State funds. In order for you to ensure that your gross annual salary, based on this payslip, is higher than the required amount, you can: The last salary that he received before he submitted the application was £2,000 (gross). If Jack wants to include income from both employers, both must be calculated in accordance with Category B. S-EC.2.1 of Appendix FM of the Immigration Rules states that your application may be refused if any of the following apply: #1 False documentation, representation or information have been submitted as part of your spouse visa application (whether you knew that this was the case or not); #2 You have failed to provide important information during the spouse visa UK process; #3 You were asked or were required to provide a maintenance and accommodation undertaken but failed to do so; #4 You were convicted of an offence in the 12-month period prior to the date of decision due to a non-custodial sentence or other out-of-court disposal that has been recorded on your criminal record, resulting in a grant of the spouse visa being conducive to the public good; #5 Your past actions have caused serious harm or have shown you to be a ‘persistent offender who shows a particular disregard of the law’; #6 Litigation costs have been awarded to the Home Office and you have failed to pay them; #7 The Home Office have been told that you owe the National Health Service (NHS) more than £500. Applying from inside the UK has certain benefits: However, not every applicant is entitled to submit an FLR (M) application from inside the UK. Which Category would you like to combine? However, this general rule can vary, depending on the other income sources that are being included in the application (e.g. #3 Regardless of the category applicable to your circumstances, you must demonstrate that: #4 The sponsor (also known as the ‘UK partner’) must be one of the following: Settled here basically means someone who has either: ‘Settled’ persons have no immigration restrictions on their stay in the UK and can stay here as they choose. a family member that is not you or your partner) you can only include income that is received from your share in the property. This involves an advisor processing your case from start to finish. Meeting the minimum income requirement - If applying without dependants, the requirement is £18,600. This list is the main eligibility requirements, but every petition is different.USCIS and consular officers are different and some countries may have additional requirements. To get permission to stay in the UK on a spouse visa, you must provide documents to prove that you can meet the financial requirements. Obviously, the spouse visa application is incredibly important for you and your partner and it would be incredibly risky if you did not take the time to read Appendix FM-SE and Appendix FM 1.7 in detail. September 2018: £1,000 My partner lives outside of the UK with me, do I still meet this requirement?”. Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme; Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme. Category F’s gross annual income is based on the last full financial year (as stated in the most recent CT600 company document). #7 Depending on your relationship to the person you are seeking to join, or remain with in the UK, you must also prove that: #8 Any previous relationships of both the applicant and UK partner have broken down permanently. Is this amount higher or lower? For applicants who are already inside the UK, it is, you were granted a visa in any other category for. Steve wants to submit his application on 1st July 2020. This income can only derive from permitted sources, including: #2 For most couples, the level of income required is £18,600, but this can change depending on three factors: If you are submitting an application for you and your dependent children (that is children under 18 years of age) then you must show £18,600 for yourself and an additional £3,800 for the first child and £2,400 for each additional child. i) Whether there are dependant children who are also applying; ii) Whether the applicant and/or sponsor have cash savings; and. In other cases (although it shouldn’t, in accordance with the law), this will lead to an application being refused. The sponsor receives a permitted benefit ( e.g adopt an spouse visa uk financial requirements 2020 strict stance regards! Them what the figure is made from outside the UK Attendance Allowance, Bereavement payment Widowed. Must take your child to an approved clinic and complete a health questionnaire service also includes email... 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